Collect Customer Payments. Keep 100%.
Pick how you want to get paid: a direct UPI deep link (₹0 fees, you verify the UTR manually) or Razorpay Route (auto-confirmation, standard ~2% gateway fee kept by Razorpay). Dvaarik charges 0% commission either way.
Plans from ₹499/month. Pilot program (30 days free) available for qualifying businesses.
From Booking to Bank Account in 4 Steps
Every payment is automated end-to-end. No manual invoicing, no chasing customers, no reconciliation headaches.
Booking Created
Customer books via chat, voice, or direct booking. A payment link is generated for the deposit or full amount.
Customer Pays
Direct UPI: a upi:// deep link opens Google Pay/PhonePe/Paytm. Razorpay Route: UPI, cards, net banking, or wallets via Razorpay Checkout.
Confirmation
Razorpay Route: webhook confirms automatically in seconds. Direct UPI: you verify the UTR from your bank SMS and mark it paid in the dashboard.
You Keep 100%
Dvaarik takes zero commission on your customer payments. Direct UPI lands in your bank instantly; Razorpay settles the next business day (minus their standard gateway fee).
Pick the Mode That Fits Your Business
Switch between modes per business from your dashboard. Dvaarik charges 0% commission on either mode.
Direct UPI Deep Link
A upi:// link opens the customer's UPI app (GPay / PhonePe / Paytm) pre-filled with your UPI ID and the amount. Money lands in your bank in seconds — no intermediary.
- ₹0 gateway fees — truly 100% of the money reaches you
- Works with any UPI-enabled bank account
- Manual verification: you match the UTR from your bank SMS and mark paid in the dashboard (takes ~10 seconds)
- Best for low-volume or high-trust businesses
Razorpay Route
Customer pays via Razorpay Checkout (UPI, cards, net banking, wallets). Webhook confirms the booking automatically in seconds. Funds settle to your bank next business day via your linked Razorpay account.
- Fully automatic booking confirmation — no manual verification
- All payment methods: UPI, cards, net banking, wallets, EMI
- ~2% gateway fee — paid to Razorpay, not Dvaarik. Dvaarik's take is ₹0.
- Best for high-volume businesses where automation > fee
Every UPI App. Every Payment Mode.
Customers pay with whichever app they already use. UPI deep links open the payment directly in their preferred app -- no fumbling with account numbers or QR codes.
Google Pay
UPI deep link opens directly
PhonePe
UPI deep link opens directly
Paytm
UPI deep link opens directly
BHIM UPI
Any UPI app via intent
Razorpay Checkout
Cards, net banking, wallets
UPI QR Code
Scan and pay from any app
0% Dvaarik Commission. Ever.
Aggregator platforms take 15--30% of every transaction. Dvaarik takes 0% of your customer payments. If you pick Razorpay Route for auto-confirmation, Razorpay charges their standard gateway fee (around 2% for UPI/cards) directly — not paid to Dvaarik. Direct UPI deep link is ₹0 end-to-end.
| Platform | Commission |
|---|---|
| Dvaarik AI | 0% |
| Practo | 5--15% |
| UrbanClap | 15--25% |
| Zomato | 15--30% |
| Swiggy | 15--25% |
On a ₹1,000 payment, Dvaarik takes ₹0.
Direct UPI: you keep the full ₹1,000. Razorpay Route: you keep ~₹980 (Razorpay's standard gateway fee, not ours). Aggregators like Zomato would've taken ₹150--300.
Payment Features Built for Service Businesses
Deposit + Balance Splits
Collect a deposit at booking time and the remaining balance at the appointment. Configurable split percentages.
Smart Refund Policy
Full refund within 24 hours, partial refund between 6--24 hours. Each business can configure their own refund window.
Dashboard Tracking
Real-time payment status in your dashboard. Track pending, completed, and refunded payments with daily summaries.
Razorpay Subscriptions
Monthly business plans billed automatically via Razorpay Subscriptions. Auto-debit with 3-day grace period.
Instant Settlement
Payments settled to your bank account by next business day. No waiting weeks for payouts.
PCI-DSS Compliant
All payments processed through Razorpay's PCI-DSS Level 1 certified infrastructure. Zero card data touches your system.
How Businesses Use Dvaarik Payments
Salon: Deposit at Booking
A customer books a bridal package for ₹5,000. They pay a ₹1,000 deposit via UPI at booking time. The remaining ₹4,000 is collected at the salon after the service.
Clinic: Full Pre-Payment
A dental clinic requires full payment for cosmetic procedures. The AI collects ₹3,000 via Razorpay Checkout before confirming the appointment, reducing no-shows.
Restaurant: Order Payment
A customer places a delivery order for ₹800 through chat. A UPI deep link opens in their Google Pay, payment confirms in seconds, and the kitchen gets the order.
Start collecting payments today
Set up Razorpay in your dashboard and start accepting UPI payments within minutes. No integration needed.